August 13, 2025
CEO of Capital Funding Bancorp
In this episode of declarations., Host Todd S. Rich sits down with Jack Dwyer, CEO of Capital Funding Bancorp, Inc. and CFG Bank, to explore his journey from accountant to founder of Capital Funding Group and owner of CFG Bank.
Jack shares how his early years in New Jersey, family values, and a passion for entrepreneurship shaped his approach to business and leadership. The conversation covers the evolution of his one-stop shop model for healthcare financing, his strategic expansion into banking, and how he navigated challenges like the financial crisis and COVID-19. Jack also discusses his commitment to Baltimore’s community and his innovative philanthropic efforts through the Jack and Nancy Dwyer Workforce Development Center, aimed at solving systemic poverty and creating healthcare jobs.
They discuss:
• How Jack transitioned from accounting into healthcare lending and entrepreneurship
• The creation and growth of Capital Funding Group and its integrated financing model
• Strategic decisions behind acquiring and scaling CFG Bank
• Navigating healthcare and real estate finance through economic downturns and the pandemic
• Philanthropic initiatives focused on workforce development and community revitalization
This episode offers valuable insights for entrepreneurs, investors, and community leaders looking to build impactful businesses while giving back.
Topics:
(00:00:00) – Intro
(00:03:44) – Jack’s early life and career beginnings
(00:09:11) – The birth of Capital Funding Group
(00:10:34) – Navigating the real estate recession
(00:14:05) – Understanding HUD-insured mortgages
(00:18:38) – Building a one-stop shop for healthcare financing
(00:23:07) – Acquiring CFG Bank during the financial crisis
(00:28:46) – Founding principles and family values
(00:30:38) – Navigating the healthcare sector during COVID-19
(00:34:06) – Innovative financial strategies during the pandemic
(00:36:51) – Current landscape and future goals
(00:42:06) – Advice for entrepreneurs
(00:45:16) – Community and philanthropy efforts
(00:47:45) – Workforce development and personal fulfillment
(00:53:12) – Closing thoughts and reflections
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